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Hello [Client Name],


Flexible Premium Indexed Annuities Give You Options
alt_text

When it comes to retirement, flexibility is key. That’s why I’m excited to share that flexible premium indexed annuities issued by the companies of National Life Group are now more flexible than ever.

We are the #1 provider of indexed annuities in employer-sponsored plans.1

A fixed indexed annuity is a type of annuity that offers growth potential based on the performance of a specified market index, while helping protect your money from market declines.

  • Get immediate bonuses: A Flex Secure Growth Bonus annuity offers a 5% bonus on all premiums in the first 8 years.
  • Get lifetime guaranteed income: With a  Flex Select Income annuity, you have the potential of income guaranteed for the rest of your life. Income can start in year 1.
  • Added protection when life changes: Income Multiplier can potentially increase your income if you experience a qualifying chronic illness or need extended nursing care. Get 2x the income for yourself or 1.5 the income for you and your spouse.
  • Flexible premiums: Go big or start small ($100/month) — your choice. You’re not locked into a premium and can contribute more when you have extra cash on hand.
  • Upside potential and downside protection: Grow the value of your annuity based on the performance of a chosen market index. Enjoy protection when the value of that index declines with a 0% floor.
  • New index crediting options: Bloomberg Mavin 10, Nasdaq-100 Chronos 10%™, and S&P 500® 10% Intraday Edge Growth TCA add to your options for diversifying allocations.
  • New Trigger Rate Lock and Cap Rate Lock index crediting options: Lock in a performance trigger rate or cap rate for greater predictability.

If you’re curious about how flexible premium indexed annuities could help you, let’s connect for a quick chat.

Let's Connect

[Agent Name]
[Agency Name]
[Business Address]
[Agent Phone #]
[Agent Email Address]
[(if in CA or AR) State Insurance Lic.#:]
One National Life Drive, Montpelier, VT 05604 | www.NationalLife.com
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Products issued by:

Life Insurance Company of the Southwest®



This is an advertisement.

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Indexed annuities do not directly participate in the market, market indexes, or any stock or equity investments.

If available in your state, the nursing care, terminal illness, and chronic illness waiver riders may provide access to a portion of your accumulation value without penalty, starting in year 2. See your policy for qualifying events.

Guaranteed lifetime income may be provided either by annuitizing an annuity, or through an annuity income rider. Riders are additional features that may come with a cost and aren’t available on every product or in every state.

1 LIMRA U.S. Individual Annuities Sales Survey, Participant’s Report, Q4 2025

Flex Secure Growth Bonus Fixed indexed annuity, and Flex Select Income Fixed indexed annuity, form series 20934(0124)/ICC24-20934(0124) or state variations thereof, are issued by Life Insurance Company of the Southwest. Additional form numbers for policy riders are included within link to advertising.

An indexed annuity’s 0% floor ensures that if index growth is negative during a crediting period, the interest credited to that strategy will not be less than 0%. This helps protect your premiums and any interest already credited from market declines. However, rider charges will still be deducted, even if no interest is credited.

Index Disclaimer
S&P 500*(*Trade Mark)
Index linked returns for the S&P 500 do not include the portion of returns generated by the underlying index that come from dividends. The “S&P 500” and “S&P 500 10% Intraday Edge Growth TCA” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and S&P Opco, LLC and has been licensed for use by Life Insurance Company of the Southwest (“LSW”). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (‘’Dow Jones”). The trademarks have been licensed to SPDJI and have been sublicensed for use for certain purposes by LSW. This flexible premium deferred annuity with indexed-linked interest policy (“the Policy”) is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, any of their respective affiliates (collectively, “S&P Dow Jones Indices”). Neither S&P Dow Jones Indices nor S&P Opco, LLC make any representation or warranty, express or implied, to the owners of the Policy or any member of the public regarding the advisability of investing in securities generally or in the Policy particularly or the ability of the S&P 500 and S&P 500 10% Intraday Edge Growth TCA to track general market performance. S&P Dow Jones Indices and S&P Opco, LLC’s only relationship to LSW with respect to the S&P 500 is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices and/ or its licensors. The S&P 500 and S&P 500 10% Intraday Edge Growth TCA is determined, composed and calculated by S&P Dow Jones Indices or S&P Opco, LLC without regard to LSW or the Policy. S&P Dow Jones Indices and S&P Opco, LLC have no obligation to take the needs of LSW or the owners of the Policy into consideration in determining, composing or calculating the S&P 500 and S&P 500 10% Intraday Edge Growth TCA . Neither S&P Dow Jones Indices nor S&P Opco, LLC are responsible for and have not participated in the determination of the prices, and amount of the Policy or the timing of the issuance or sale of the Policy or in the determination or calculation of the equation by which the Policy is to be converted into cash, surrendered or redeemed, as the case may be. S&P Dow Jones Indices and S&P Opco, LLC have no obligation or liability in connection with the administration, marketing or trading of the Policy }. There is no assurance that investment products based on the S&P 500 and S&P 500 10% Intraday Edge Growth TCA will accurately track index performance or provide positive investment returns. S&P Dow Jones Indices LLC is not an investment advisor. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice.

NEITHER S&P DOW JONES INDICES NOR S&P OPCO, LLC GUARANTEES THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE S&P 500 and S&P 500 10% INTRADAY EDGE GROWTH TCA OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P DOW JONES INDICES AND S&P OPCO, LLC SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&P DOW JONES INDICES AND S&P OPCO, LLC MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY LSW, OWNERS OF THE Policy, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE S&P 500 OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES OR S&P OPCO, LLC BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&P DOW JONES INDICES AND LSW, OTHER THAN THE LICENSORS OF S&P DOW JONES INDICES.

Bloomberg MAVIN 10
“Bloomberg® ” and the indices referenced herein (the “Indices”, and each such index, an “Index”) are trademarks or service marks of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services Limited (“BISL”), the administrator of the Index (collectively, “Bloomberg”), and/or one or more third-party providers (each such provider, a “Third-Party Provider,”) and have been licensed for use for certain purposes to LIFE INSURANCE COMPANY OF THE SOUTHWEST (the “Licensee”). To the extent a Third-Party Provider contributes intellectual property in connection with the Index, such thirdparty products, company names and logos are trademarks or service marks, and remain the property of such Third-Party Provider.
The financial products referenced herein (the “Financial Products”) are not sponsored, endorsed, sold or promoted by Bloomberg or any Third-Party Provider. Neither Bloomberg nor any Third-Party Provider makes any representation or warranty, express or implied, to the owners of or counterparties to the Financial Products or any member of the public regarding the advisability of investing in securities generally or in the Financial Products particularly. The only relationship between Bloomberg, Third-Party Providers, and the Licensee is the licensing of certain trademarks, trade names and service marks and of the Index, which is determined, composed and calculated by BISL without regard to the Licensee or the Financial Products. Bloomberg has no obligation to take the needs of the Licensee or the owners of the Financial Products into consideration in determining, composing or calculating the Index. Bloomberg is not responsible for and has not participated in the determination of the timing of, prices at, or quantities of the Financial Products to be issued. Neither Bloomberg nor any Third-Party Provider shall have any obligation or liability, including, without limitation, to the customers of the Financial Products, or in connection with the administration, marketing or trading of the Financial Products.

NEITHER BLOOMBERG NOR ANY THIRD-PARTY PROVIDER GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA RELATED THERETO AND SHALL NOT HAVE ANY LIABILITY FOR ANY ERRORS, OMISSIONS OR INTERRUPTIONS THEREIN. NEITHER BLOOMBERG NOR ANY THIRD-PARTY PROVIDER MAKES ANY WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE FINANCIAL PRODUCTS OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEX OR ANY DATA RELATED THERETO. NEITHER BLOOMBERG NOR ANY THIRD-PARTY PROVIDER MAKES ANY EXPRESS OR IMPLIED WARRANTIES AND EACH EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE INDEX OR ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, TO THE MAXIMUM EXTENT ALLOWED BY LAW, BLOOMBERG, ITS LICENSORS, THIRD-PARTY PROVIDERS, AND ITS AND THEIR RESPECTIVE EMPLOYEES, CONTRACTORS, AGENTS, SUPPLIERS, AND VENDORS SHALL HAVE NO LIABILITY OR RESPONSIBILITY WHATSOEVER FOR ANY INJURY OR DAMAGES — WHETHER DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, PUNITIVE OR OTHERWISE — ARISING IN CONNECTION WITH THE FINANCIAL PRODUCTS OR INDICES AND BLOOMBERG, ANY THIRD-PARTY PROVIDER, THEIR LICENSORS, AND THEIR RESPECTIVE EMPLOYEES, CONTRACTORS, AGENTS, SUPPLIERS, AND VENDORS SHALL HAVE NO LIABILITY OR RESPONSIBILITY WHATSOEVER FOR ANY INJURY OR DAMAGES — WHETHER DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, PUNITIVE OR OTHERWISE — ARISING IN CONNECTION WITH THE INDEX OR ANY DATA OR VALUES RELATIN

Nasdaq-100 Chronos 10%™Index
The Product(s) is not sponsored, endorsed, sold or promoted by Nasdaq, Inc. or its affiliates (Nasdaq, with its affiliates, are referred to as the “Corporations”). The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product(s). The Corporations make no representation or warranty, express or implied to the owners of the Product(s) or any member of the public regarding the advisability of investing in securities generally or in the Product(s) particularly, or the ability of the Nasdaq-100 Multi-Asset Edge 8% Index to track general stock market performance. The Corporations’ only relationship to NATIONAL LIFE INSURANCE COMPANY and LIFE INSURANCE COMPANY OF THE SOUTHWEST, the insurance companies of National Life Group (“Licensee”) is in the licensing of the Nasdaq®, Nasdaq-100 Chronos 10% Index, and certain trade names of the Corporations and the use of the Nasdaq-100 Chronos 10% Index Index which is determined, composed and calculated by Nasdaq without regard to Licensee or the Product(s). Nasdaq has no obligation to take the needs of the Licensee or the owners of the Product(s) into consideration in determining, composing or calculating the Nasdaq-100 Chronos 10% Index. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product(s) to be issued or in the determination or calculation of the equation by which the Product(s) is to be converted into cash. The Corporations have no liability in connection with the administration, marketing or trading of the Product(s). THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF Nasdaq-100 Chronos 10% Index OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE PRODUCT(S), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE Nasdaq-100 Chronos 10% Index OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE Nasdaq-100 Chronos 10% Index OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.

National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.
No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value
Not insured by any federal or state government agency

Guarantees are dependent upon the claims-paying ability of the issuing company.

TC9157734(1026)3 Cat No 108100(1026)